In 2024, FHA loan limits are rising from $472,030 to $498,257, expanding borrowing capacity for Florida homebuyers. This increase aims to enhance homeownership opportunities for a wider audience. Additionally, FHA borrowers will benefit from a significant cut in annual mortgage insurance premiums, dropping from 0.85% to 0.55%. This change, driven by HUD, could save borrowers around $800 annually, making homeownership more accessible and affordable.
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